Reverse Equity Mortgage Counseling

Criteria

Must be 62 years old or older (all owners)
Must get counseling prior to loan approval
Must live in the home
Home does not necessarily have to be free and clear (it may have other liens)

Reverse Equity Mortgage Counseling

You will meet one-on-one with a counselor to discuss criteria to qualify for the program. The counselor will review approximately how much you may borrow from the program. You will discuss the different means of attaining the money, costs attached to the program, and the process to follow. A counselor can also assist with finding other options available.

You should know what the mortgage balance is on the home and any other liens attached to the property. You must qualify for enough funds through a reverse mortgage loan to pay off any existing loan balance, liens, etc.

How to Make an Appointment

To schedule an appointment, contact one of the following agencies. Agencies are listed in geographical order. Start your contact research with organizations or groups that are closest to your location:

Boulder

Colorado Springs / Southern Colorado

Denver Metro Area

Fort Collins / Northern Colorado

Statewide

Western Colorado

Boulder, Colorado

Boulder County Housing Counseling Program
3482 North Broadway, Boulder, CO 80304
Services: Boulder County Housing Counseling Program offers comprehensive housing counseling in the areas of pre-purchase, default/foreclosure prevention, credit repair/budgeting and reverse mortgage (HECM) counseling. The Program also offers a monthly CHFA-certified homeownership education course and quarterly financial management education course. Boulder County Housing Authority is a HUD-approved counseling agency and has been providing comprehensive housing counseling services for more than 20 years. Spanish interpretation provided for the classes upon request and for one-on-one appointments.
Main Number: 720-564-2279
www.co.boulder.co.us/cs/ho/counseling/index.htm

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Colorado Springs / Southern Colorado

Consumer Credit Counseling Service of Pueblo
200 W 1st St, Suite 203, Pueblo, CO 81003
Services: Consumer Credit Counseling Service of Southern Colorado provides advice, assistance, education, and counseling in areas such as first-time home buyers issues, foreclosure prevention, rental delinquency, and reverse equity mortgages.
Main Number: 719-542-6620 Toll-Free 888-218-5741
www.cccs.net

Consumer Credit Counseling Service of Southern Colorado on Academy Blvd
5265 North Academy Blvd, Suite 100, Colorado Springs, CO 80918
Services: Consumer Credit Counseling Service of Southern Colorado provides advice, assistance, education, and counseling in areas such as first-time home buyers issues, foreclosure prevention, rental delinquency, and reverse equity mortgages.
Main Number: 719-598-2227
www.cccs.net

Consumer Credit Counseling Service of Southern Colorado on Plaza Drive
1233 Lake Plaza Drive, Suite A, Colorado Springs, CO 80906-3555
Services: Consumer Credit Counseling Service of Southern Colorado provides advice, assistance, education, and counseling in areas such as first-time home buyers issues, foreclosure prevention, rental delinquency, and reverse equity mortgages.
Main Number: 719-576-0909 Toll-Free 800-798-3328
First-Time Home Buyers Registration Line - 719-576-0909 ext 222
www.cccs.net

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Denver Metro Area

Adams County Housing Authority (A.C.H.A.)
7190 Colorado Blvd., - 6th Floor, Commerce City, CO 80022
Services: A.C.H.A. participates in federally funded programs to assist people to become homeowners and prevent foreclosure and/or eviction. Utility assistance is also available periodically. Our mission is to assist and support the members of the community in fulfilling their housing needs.
Main Number: 303-227-2075
www.AdamsCountyHousing.com

Brothers Redevelopment, Inc. (BRI)
2250 Eaton Street, Suite B, Denver, CO 80033
Services: Brothers Redevelopment (BRI) is a private non-profit organization providing housing services including comprehensive housing counseling and education. BRI is certified by HUD as a Comprehensive Housing Counseling Agency and has been providing housing counseling since 1986.
Main Number: 303-202-6340 Toll-Free 800-258-1274
www.briathome.org

City of Aurora - Home Ownership Assistance Program (HOAP)
9898 E. Colfax Ave., Aurora, CO 80010
Services: We provide home ownership assistance to anyone looking to purchase a property in the city of Aurora that meets income level requirements. We offer comprehensive reverse mortgage counseling and default counseling. Visit our website and follow the links: Community -> Community Development -> Counseling Services.
Main Number: 303-739-7900
www.AuroraGov.org

Northeast Denver Housing Center
1735 Gaylord Street, Denver, CO 80206
Services: Counseling offered includes foreclosure prevention, new homeownership and reverse equity, counseling. Design and Development - real estate developer involved in production of affordable and economical projects throughout the community.
Main Number: 303-377-3334
www.NEDenverHousing.org

Southwest Improvement Council - SWIC
1000 S. Lowell Blvd., Denver, CO 80219
Services: SWIC will help you get and keep affordable housing. We have down payment assistance, housing counseling of all types, and help with financial management (budgets and debt reduction counseling). Many other services including food, clothing, hot lunch for seniors, recreation and education for children, and health promotion programs for adults.
Main Number: 303-934-2181 Fax: 303-934-0035
www.swic-denver.org

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Fort Collins / Northern Colorado

Neighbor to Neighbor
424 Pine Street, #203, Fort Collins, CO 80524
565 No. Cleveland, Loveland, CO 80537
Services: Neighbor to Neighbor provides HUD Certified housing counseling along all points of the housing continuum from the homeless to home ownership to reverse mortgages for older adults. Special focus on first-time home buyer classes, foreclosure prevention, and reverse mortgages.
Main Fort Collins Number: 970-484-7498
Main Loveland Number: 970-663-4163
www.N2N.org

Consumer Credit Counseling Service of Northern Colorado and SE Wyoming
1247 Riverside Ave, Fort Collins, CO 80524
Services: Non-profit agency whose mission is to improve the well-being of families and individuals by helping prevent and resolve financial problems and learn money management skills. We have housing services offered regarding purchasing a home, homebuyer classes, avoiding foreclosure, reverse mortgage for senior citizens, and credit report reviews.
Main Number: 970-229-0695 Toll-Free 800-424-2227
www.cccsnc.org

Statewide

See Denver Metro Listings

Western Colorado

See Denver Metro Listings